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SME Insurance: Tailored Risk Management for Small and Medium Enterprises
SME Insurance is a class of commercial insurance designed specifically for the needs of small and medium-sized enterprises. Because SMEs often lack the deep financial reserves of large corporations, comprehensive insurance is essential to ensure business continuity following an unexpected event.
SMEs face the same spectrum of risks as larger businesses, but with a disproportionately higher impact if a loss occurs. A single major lawsuit, property fire, or extended operational disruption can lead to insolvency. SME insurance provides a financial safety net, transferring these significant risks to an insurer for a predictable annual premium.
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